Over 40% of XRP Supply Now Held at a Loss | Controversy Stirs in Crypto Community
Edited By
Daniel Wu
A significant portion of XRP's supply is reportedly held at a loss, raising eyebrows across the crypto community. As of late November 2025, over 40% of XRP holders find themselves underwater, leading to heated discussions on various forums.
Context: Price Impact on XRP Holders
The backdrop for this situation stems from ongoing price depreciation in the crypto markets, which has persisted for years. Some commenters suggest that those holding XRP were impacted heavily by earlier bullish predictions that have not materialized. One user claims, "I remember all those bullish posts projecting that XRP would be at $10-20 by the end of this year. I guess they're quiet now."
Community Sentiment: A Mixed Bag
Comments reflect a blend of frustration and resilience:
Frustration: Many users are openly critical, labeling the data as "fud" (fear, uncertainty, doubt) and questioning the validity of these claims. A common sentiment is captured in the comment, "This is probably the lowest quality fud trash on CC and that says something."
Resilience: Others remain hopeful, interpreting the situation as an opportunity. One user cheerily remarked, "Daily fud post on XRP usually means upward price action coming soon."
Realistic Concerns: Users are also wary of possible further declines, noting that XRP remains under significant dilution. Another user pointed out, "Lets not forget xrp is under 50% dilution it still can drop by over 1/2 its value, without even a single held xrp being sold."
Key Points from the Discussion
📉 Over 40% of XRP's supply is held at a loss, marking a significant trend.
🫢 "How is this possible as the price was depressed for years?" raises concerns about the accuracy of the data.
🔄 The discourse illustrates varying user strategies, some feeling the pinch while others remain positive about future gains.
Profiles in the thread depict a microcosm of crypto trading dynamics, where opinions diverge from cynicism to optimism. This snapshot into the XRP community reflects broader trends in digital asset markets, emphasizing the volatility and unpredictability inherent in crypto investments. Stick around as this developing narrative unfolds.
Likely Shifts on the Horizon
As the XRP situation unfolds, there’s a strong chance we could see a market correction, possibly in the next few months. Many experts believe that if current bear trends continue, at least 60% of XRP holders might be facing losses by early 2026. The prevailing sentiment among traders seems to hinge on external factors, such as regulatory news or broader crypto market shifts. If positive developments emerge, like new partnerships or enhanced use cases for XRP, it could lead to a brief rally. However, the uncertainty surrounding crypto regulation and the lingering pessimism could suppress prices further. The landscape appears increasingly vulnerable to price swings, with volatility expected to remain high.
A Lesson from Classic Economics
The situation bears an interesting resemblance to the dot-com bubble of the late 1990s. Back then, a significant number of companies soared in value on overly optimistic predictions, only to experience drastic falls when the reality failed to meet expectations. Just as those firms grappled with investor sentiments and the harsh realities of a fragile market, today’s XRP holders are navigating a similar crossroads. This moment serves as a reminder of the cyclical nature of financial markets, where optimism can lead to inflated valuations before the air is let out, leaving many in a state of disbelief. The inherent unpredictability of this environment creates a canvas—consistently painted with cautious optimism or drawn with the dark brush of skepticism.