Is Stashing 100K Euros for Travel Miles Smart? | People Share Insights
A lively debate has emerged among people discussing the merits of locking away 100,000 euros with Revolut to earn 270,000 frequent flyer miles. As of August 2025, this topic has stirred mixed feelings about the potential risks and benefits.
The Investment Dilemma
Opinions vary widely. While some express caution, citing risks, others champion the opportunity for travel savings. "270k miles is quite a lot probably can get 2 round trips overseas for that," a traveler noted, emphasizing the allure of accruing miles.
Concerns About Trust and Reliability
Trust issues are top of mind. One commenter warned, "The bigger risk here is them blocking your account for any nonsensical reason." Others echoed these fears, with one remarking, "If the money is locked by Revolut, it will be used for their Christmas party."
Similarly, another person questioned going all-in with a digital bank, stating, "If you want your account to be locked, sure do it."
Alternatives to Consider
Many are steering clear of this route, advocating for more secure investment methods. "That money yields a bigger return when invested somewhere else," one financial enthusiast commented. Another pointed out, "If you invest 100k smartly, you get more than enough growth to pay for a BC upgrade for most flights.”
Interestingly, the sentiment shifted with one user encouraging participation despite fears, saying, "Do it OP, Revolut is not going anywhere in the next 15 years."
Key Insights
🔒 Trust issues persist: Concerns about account blocking weigh heavily on potential investors.
✈️ High mile rewards could lead to significant travel deals, according to some travelers.
💸 Many prefer traditional investments over locking cash in digital wallets.
As discussions unfold, the question remains: Is tying up a large sum worth the potential travel rewards? Many perspectives highlight the importance of weighing the risks against the possible benefits as potential investors navigate this complex decision.
Looking Ahead: Shifting Financial Strategies
As digital finance continues to evolve, more people are likely to reconsider their options when it comes to locking away significant amounts in digital banks. Experts predict a shift in interest toward safer investments, and it’s conceivable that discussions around consumer safety will prompt more rigorous regulations in this space. The question of how to balance risk and reward remains, driving travelers to diversify their investment strategies.