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60/30/10 portfolio strategy: letโ€™s rate it!

Investment Strategies | Crypto Community Clashes Over 60/30/10 Portfolio

By

Samuel Brooks

Jul 5, 2025, 01:34 AM

Edited By

Fatima Khan

Updated

Jul 6, 2025, 03:37 AM

Brief read

A chart displaying a 60/30/10 investment portfolio strategy with sections for stocks, bonds, and cash.
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A heated discussion on crypto forums has ignited debates surrounding investment strategies, specifically the 60/30/10 asset allocation. Users are divided on the effectiveness of this strategy, with many questioning the ratio of Bitcoin (BTC) compared to other altcoins.

Portfolio Feedback Sparks Confusion

The dialogue started when a user sought input on their investment portfolio using the 60/30/10 approach. While some praised Bitcoin as a core asset, others criticized the inclusion of certain altcoins, suggesting a shift in focus.

Key Themes in the Comments

  1. Demand for Bitcoin: There's a push for increasing BTC allocation, with suggestions to raise it from 60% to 80%. Commenters argue this could bolster portfolio safety.

    • "You can increase from 60 to 80 for BTC."

  2. Skepticism on Altcoins: Users are questioning the worth of altcoins like Ethereum and Hive, with sentiments leaning toward their exclusion.

    • "This portfolio is trash unless you have multiple Bitcoins."

  3. Call for Utility-Focused Investments: There's a growing sentiment to consider coins that offer real-world adoption potential, such as Monero and newer tokens like $WHITENET.

    • "Focus on utility and real-world adoption."

Diverse Reactions Mixed with Caution

Commenters voiced mixed reactions, emphasizing either excitement over potential altcoins or caution against them. Some users highlighted the perceived risks associated with small allocations to coins like Ethereum.

"Whatโ€™s the point of having 0.07% ETH?"

Key Points of Discussion

  • ๐Ÿš€ Bitcoinโ€™s Dominance: Many stress the necessity of a strong BTC base.

  • โš ๏ธ Warning Against Altcoins: Increasing skepticism leads to calls for fewer altcoins in portfolios.

  • ๐Ÿค” Focus on Real Utility: Growing support for coins with practical applications.

The ongoing debate about the 60/30/10 portfolio strategy reflects broader trends in the crypto market. With key players advocating for a stronger focus on Bitcoin and practical use cases, it raises questions about market direction and future investments. How will these differing opinions influence the strategies of newer investors?