Will Vietnam Transactions Hit Primary or Secondary Account? | Users Seek Clarity on Currency Charges
Edited By
Nina Evans
As Australian travelers prepare for their journeys to Vietnam, many are questioning which currency will be tapped for their transactions—AUD or USD. Discrepancies in currency management on platforms like Revolut could spark confusion, leaving users searching for answers.
Currency Conundrum: Choosing Between AUD and USD
In 2025, users have taken to social media to voice their concerns, particularly regarding how Revolut handles foreign transactions. One traveler posted an important query: If equipped with both AUD and USD accounts, which will Revolut prioritize when spending in Vietnam? This question is crucial as travelers want to maximize their spending power—the desire for USD transactions is significant.
Revolut's current policy initiates charges in the user's home currency before checking for others. This detail translates to travelers potentially facing unwanted currency conversions if they're not proactive.
Travelers Share Their Experiences
Feedback indicates a mixed bag of sentiments among users. A notable theme emerging is the uncertainty surrounding the system—whether one can efficiently navigate their preferences is still unclear. Users report:
Home currency charges first: "If I have my home currently at say $5, it will then use my USD."
Limited clarity on set preferences: "Will the conversion hit my AUD automatically?"
"Revolut will charge your home currency first, then look for others," confirmed one user, emphasizing the importance of managing settings carefully before any transactions.
Optimizing Your Traveling Experience
For those aiming for hassle-free transactions while abroad, there are several strategies:
Set Up Your USD as Primary: Prioritize your USD account ahead of your trip to avoid unexpected fees.
Monitor Account Preferences Regularly: Changing settings can impact where charges hit.
Ask Revolut Support for Clarity: Users experiencing confusion should reach out to customer service for guidance.
Community Reactions
The sentiment surrounding this topic showcases a blend of concern and optimism. On one hand, there’s frustration about potential fees, but on the other, there's a hopeful eagerness to find solutions. Some users praise the flexibility that Revolut offers, while others criticize its lack of clarity.
Key Insights 🔑
🌍 Understand the Currency Priority: Users should confirm their primary currency settings before traveling.
💱 FOCUS on your USD Account: Many users prefer the flexibility of USD transactions to avoid conversion losses.
❓ Reach Out for Help: Utilizing customer support can clarify concerns on account management.
As travel resumes post-pandemic, the urgency to address these transaction dilemmas is more pressing than ever. As users analyze this situation, it will be interesting to see how Revolut adapts its policies to better match user expectations in the evolving landscape of international travel.