Home
/
Investment strategies
/
Long term investments
/

Investing in crypto: a 5 year monthly strategy for growth

Investing in Crypto | 5-Year Monthly Strategy Turns Up New Insights

By

Anna Novak

Aug 9, 2025, 03:38 PM

Updated

Aug 11, 2025, 12:39 PM

2 minutes reading time

A graph showing monthly growth of cryptocurrency investments over five years with icons for Ethereum and Chainlink.
popular

A growing coalition is zeroing in on disciplined crypto investments, with many planning to buy a fixed amount monthly over the next five years. The goal? Aiming for a 10% to 15% annual return on stable projects while avoiding speculative coins.

Context of the Investment Strategy

The interest in solid crypto assets is driving strategies focused on long-term growth. Many believe that sticking to proven projects with strong fundamentals is essential. Interestingly, comments suggest buyers should consider market conditions, with one user advising potential investors to wait for a bear market to secure better average buy prices.

Suggestions for Investment Options

Several well-known cryptocurrencies are being considered for monthly investments:

  • Ethereum (ETH)

  • Chainlink (LINK)

  • Cosmos (ATOM)

  • Polygon (MATIC)

  • Avalanche (AVAX)

While these options are solid, Bitcoin remains frequently mentioned. One commenter pointed out, "BTC should be the biggest share of the pie." However, there's also a growing buzz around Solana (SOL), particularly because of its corporate treasury adoption alongside BTC and ETH. People are weighing their choices carefully, with one noting:

"If you want to be financially disciplined, I would DCA into BTC and ETH ONLY."

Community Insights

A number of people made strong cases for Bitcoin as a core investment asset:

  • "If youโ€™re talking about disciplined, then BTC should be at the top."

  • "You can get 15% APR in your sleep," touted another user about Bitcoinโ€™s potential returns.

However, others argue for diversification. A notable suggestion included a balanced approach:

  • 60% Bitcoin

  • 30% Ethereum

  • 10% Other Cryptos

Some folks also recommended automated strategies, like using trading bots to make tactical purchases during market dips.

The Numbers Add Up

Comments about steady investments in established blockchain projects are gaining traction. The potential for long-term gains is seen as promising with many suggesting a focus primarily on solid coins. Others, however, argue that conventional investments, like stock ETFs, might be simpler for achieving those target returns without the complexities of crypto.

Key Takeaways

  • โœ”๏ธ A disciplined approach can yield positive returns in the crypto sphere.

  • ๐Ÿ”„ Strong arguments for Bitcoin as a leading asset for investment.

  • ๐Ÿ’ก Many participants echo that market timing is criticalโ€”invest when conditions are favorable.

Despite diverse opinions, the sentiment shows a clear preference towards caution and strategy, with a strong focus on reliable performers in the crypto market.

What's Next for Crypto Investment?

Thereโ€™s potential for informed investors to see positive returns over the coming years, especially those concentrating on established projects like Bitcoin and Ethereum. Experts are estimating around a 10% to 15% annual growth for these assets, driven by ongoing adoption and mainstream acceptance. With cryptocurrencies gaining legitimacy, the probability of regulations impacting the market is increasing. The forthcoming policies could boost or challenge growth, although many believe a more structured framework will support crypto investments soon.

A Lesser-Known Parallel

Looking back at the rise of mutual funds in the 1980s, it marked a significant shift in investment strategies despite initial skepticism. The collective investment approach became highly popular as disciplined contributions yielded long-term gains for many investors. This mirrors the current trend in crypto: systematic investment often beats speculative moves, emphasizing how patience and research can lead to significant wealth accumulation.