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Coinbase vs. gemini: which credit card should you choose?

Coinbase vs. Gemini | Credit Card Choices Heat Up in Crypto Community

By

Maya Chen

Aug 8, 2025, 10:36 PM

Edited By

Emily Ramos

Updated

Aug 11, 2025, 07:37 PM

2 minutes reading time

A side-by-side view of the Coinbase credit card and the Gemini credit card on a table

The upcoming launch of the Coinbase credit card, backed by American Express, sparks ongoing debates among users comparing it to the existing Gemini card. With varied opinions surfacing in the forums, many are weighing the pros and cons of each option.

Positive Feedback for Gemini

Recent discussions bring to light a wave of positive experiences from Gemini cardholders. One user affirmatively stated, "I love my Gemini card. 5% back in bitcoin and 10% back on golf courses. And it's almost instant!" Several users chimed in, noting they faced no significant issues, with one sharing, "Had the Gemini card for two years, and it has been awesome."

Concerns About Functionality

While support for Gemini exists, some users have voiced concerns. One person mentioned they've encountered transaction failures, especially at gas stations. They highlighted a lack of sync features with budgeting apps as a downside, stating, "Thereโ€™s no way to sync spending with budgeting apps like Copilot or Monarch." Such comments resonate with others who share similar frustrations.

Rising Anticipation for Coinbase

On the other side, many are buzzing about the soon-to-come Coinbase card. Users have expressed excitement over potential features, like budgeting app integration, which may address existing issues. "Iโ€™m looking forward to what Coinbase might offer," one user remarked, insinuating that the card could lure hesitant Gemini users seeking better functionality.

Highlights from Recent User Comments

  • ๐Ÿ”น Numerous Gemini users maintain satisfaction, praising ease of use and earning rewards.

  • ๐Ÿ”ป Some share frustrations over transaction failures and lack of budgeting app compatibility.

  • ๐Ÿ’ฌ "If you look at the posts in this forum, no one has had issues with the credit card," supporting the loyalty of Gemini card users.

The discussions reflect a clear divide: one camp favors Gemini for its established reliability, while the other eagerly awaits what Coinbase promises. With the launch date drawing near, only time will reveal if Coinbase meets heightened expectations.

Shifting Dynamics in Crypto Credit Cards

As Gemini users champion their card's benefits, the anticipation for Coinbase heightens the competition. With both platforms striving for user loyalty, a shift in preferences may reshape the landscape of crypto credit cards.

User Sentiments Overview

  • โ“ Can Coinbase's anticipated features surpass the loyal customer base of Gemini?

  • ๐Ÿšฆ Some users remain cautiously optimistic about Coinbase's potential.

  • โŒ› Growing enthusiasm signals a critical moment for credit cards within the crypto space.

As individuals evaluate their options, passion and skepticism will likely influence the future of credit cards in the crypto sector.